There are millions of single parents who have a negative credit history. The first step to dealing with a negative credit history it to acknowledge you need help and that the problem is not going to go away in itself. Secondly, by getting a credit report you can assess the financial situation you are in. This can be done free of charge from the three individual credit bureaus. Also, by obtaining a credit report, you are free to query any negative items on that report. There are three bureaus in the USA which can supply you with an easy to understand summary of these reports. The bureaus … [Read more...]