If you are a single parent then you are probably in a position where you need to work in order to cover all of the costs and take care of all of the responsibilities that come with running a family. Single parents almost always are in this position.
However, although having a job can ease the burden of some problems it can increase the burden of others. If you are working you will need to try and find quality childcare services for your child or children if they are too young to go to school. Childcare is not something that you are going to find cheaply. In fact the prices are likely to be well out of your budget. On the other hand the care of your child is not something you want to compromise on. Luckily there are some programs in place that offer subsidies for childcare in the state of New Mexico.
Children, Youth and Families Department
Because childcare can be such an expensive thing to afford the state of New Mexico has instituted the Children, Youth and Families Department which is a department aimed at given aftercare to the children of New Mexico, among other things. It is essentially a program that is aimed at intervening in situations where children seem to be being neglected and tries to prevent this kind of neglect form taking place in families where parents have no choice but to work.
If you are trying to be a good parent then one of the things that you absolutely have to be sure to do is to make sure that you keep the health of your child at the top of your priority list. There are few things that are more important that making sure that your child is in good health. This may mean that you need to get a health insurance plan to cover your child’s costs if anything goes wrong. This is something that is not generally easy for single parents to achieve. The cost of private health insurance is very high and single parents are usually to be found in bad financial situations where they may not be able to cover the costs of such care and plans. Fortunately there are several schemes and options available in the state of New Mexico to help low income families such as these.
One option that is available to low income families (such as single parents families) in the state of New Mexico is Medicaid. This is a subsidy program that is offered by the state. Basically you will not be receiving free health insurance with Medicaid, but you will be receiving health insurance at a cost that suits your pocket. This is not however always easy to qualify for. The services that you will be eligible for with Medicaid are in-patient hospitalization, dental care, immunization, and x-ray tests. The least you can do is find out whether or not you are eligible.
NewMexiKids and NewMexiTeens
There are other options that are open to you if you are not eligible to be covered by Medicaid. Two of these options are NewMexiKids and NewMexiTeens which, as the names suggests, are health insurance schemes that aim to cover children and teenagers whose parents are unable to afford private health insurance. Note however that this is not a free medical coverage service; it is merely subsidized so that low income families such as families headed by single parents will be able to pay for their children to have adequate health care coverage. Visit Insure New Mexico for more information.
There are not, unfortunately, a lot of option out there for single parents who are looking for an affordable way to get from point A to point B. Unfortunately there are simply no affordable transport structures in place. The best advice that we can give is that you make use of the excellent public transport system available in the state.
If you qualify for Medicaid then you may be in luck because in some cases Medicaid offers non-emergency medical transport. This may include things like getting your children to their doctor’s check-ups and making sure that they are able to make it to their dentist’s appointment. However like with all thing related to Medicaid this is not always an easy program to qualify for and you may find that you will struggle to get a response from them when you ask. However it is still well worth trying this avenue and it will make your life considerably easier if you do qualify.
Rent / Housing Assistance
One of the most important things that you can do as a parent is to ensure that your children are properly housed ad that the home that they live in is a safe one that they can run to in times of trouble. It is easier said than done to provide a home for your children, however, especially with the rising costs of both renting and buying homes in the current economic climate. This is why if you inquire with the relevant state departments you will soon find that housing your children needn’t be the nightmare you initially saw it as.
Food & Supplies / Nutritional Assistance
An important part of being a parent is making sure that there is enough food on the table. On top of that you also have to make sure that the food is healthy and nutritious to keep your child’s health in god shape. Now all of this is easier said than done as food in general can be expensive and healthy food in particular is notoriously pricey. This is something that you cannot compromise on. Luckily there are a number of programs in place that recognize the need for nutritious food for children that you should be able to take advantage of.
Women, Infants and Children (WIC)
Another option that is available specifically to single mothers is the Women, Infants and Children (WIC) program. This is a program that is for women with children younger than the age of five, or women who are expecting a child. The aid offered by the Women, Infants and Children (WIC) comes in the form of vouchers that single mothers can use to exchange for dairy products or formula in order to ensure that there their small children are receiving the sustenance that they need. If you meet the eligibility requirements then this is something well worth considering.
There are a lot of issues that single parents have to face. One of the issues that they may encounter is the problem of studying further if that is what they want to do. Tuition can cost a lot of money and single mothers may not be able to afford these costs. However there are in fact a number of options out there for single mothers living in New Mexico who would like to study further.
Government Grants for Single Parents in New Mexico
New Mexico Lottery Success Scholarships
One of the options that are available for single parents living in New Mexico who would like to study further and better their prospects is the New Mexico Lottery Success Scholarships program which is a way for you to get your costs covered. There are several eligibility requirements. For example you need to have graduated from a New Mexico university and you must have a certain GPA score. If you would like to find out more about the New Mexico Lottery Success Scholarships program, please take the time to visit the Legislative Lottery Scholarships.
Robert C. Byrd Honors Scholarship
The Robert C. Byrd Honors Scholarship is available in all states to students who have demonstrated that they have a strong academic ability and that they are able to achieve great things in the academic arena. There are a number of rules governing who qualifies and who doesn’t qualify for this fantastic and extremely helpful scholarship. The rules are as follows:
- Eligible recipients must be top students in their graduating class
- Eligible recipients must have top GPAs and ACT scores
- Qualified recipients must be accepted into a four-year college program anywhere in the United States
State funded grants for single mothers
There are a number of state funded single mother grants that can be found in New Mexico. Here are some of your options:
- The New Mexico Higher Education Department administers New Mexico’s state-funded scholarships and grants
- College Affordability Grant
- New Mexico Student Incentive Grant
- The state Legislative Endowment Grant
You will notice that although these grants are not aimed specifically at single parents they are still viable options for single parents living in New Mexico who would like to make the most of their lives and study further in their fields.
Specialized studies grants
There are a number of professions that are currently suffering from a shortage in New Mexico, especially in certain areas, so there are quite a few grant and scholarship opportunities out there for students who are interested in becoming involved n these professions. If you are interested in becoming a teacher, a nurse, a health care professional or a medical professional then y0ou may be interested in the following programs:
- New Mexico’s Teacher Loan-for-Service Program
- Nursing Loan-for-Service Program
- The Allied Health Professionals Loan-for-Service Program
- Medical Loan-for-Service Program
As the name implies you will be required to work for a set amount of time in exchange for the loan.
College grants and scholarships
There are a number of schools and colleges that provide scholarships to students who are interested in studying within their walls. If you have a particular school in the state in mind that you would like to study at the first thing you should do is to visit that school and find out what options they have in that regard. A good place to start is by visiting the school’s financial aid department and making some inquiries into what the options are and whether you are in fact eligible for them. This may be the best way for you to study.
If you are interested in attending the College of Santa Fe, the College of the Southwest or St. John’s College you may find that you qualify for the Student Choice Grant. If you are in fact interested in any of these schools, you should apply directly with the school. The Competitive Scholarship awards eligible non-residents small stipends and resident tuition if they attend a NM public institution. Apply directly through the school once again to see if you do in fact qualify for this scholarship opportunity. These are very promising options for single parents hoping to study further in New Mexico.
Other Grants or Resources Available
The above information is by no means exhaustive. It merely provides an overview of some of the options that are available to single parents who want to change their situation and make their lives better for themselves and for their children. It is important that you research all possible avenues for assistance in your area. Try churches and non-profit organizations to see what structures they have in place. Use the internet to search for programs that aim to help single mothers get through the tough of time of raising children by themselves in your area. Don’t give up and remember that you are not alone.
Temporary Assistance for Needy Families (TANF)
One of the options that you may be interested in is the Temporary Assistance for Needy Families (TANF) program which provides monetary assistance to needy families in the form of a debit card that can be used to purchase various household items and food. This is, as the name implies, a temporary program and cannot be treated as a final solution to all of your financial problems. After a while this aid will be withdrawn. The aim is to help you over a difficult time while you strive to regain your self-sufficiency once more.