There are already many things that a single parent has to worry about, and, on top of that, they have to worry about finding suitable childcare facilities for their children while they work.
Single parents almost always have to work if they want to provide adequately for their family, and this is why there are so many problems that can arise when children are left in bad childcare situations. There are some options available to you as a single mother in New Jersey that you can rely on to make sure that your children are receiving the best care possible.
Department of Human Services Office
There are several ways in which you can make sure that your child is receiving care of the best quality while you are at work. One these ways is through the Department of Human Services Office. Through this department single parents and other low income families are able to get a childcare subsidy that will help them cover the steep costs of raising children and making sure that they are adequately cared for while they are at work. If you would like to find out more about this and other subsidy program, please visit the Division of Family Development.
Something that you do not want to compromise on is the health of your child. There are a number of options out there to help you make sure that your child is covered. Private health insurance is extremely expensive and not everyone is able to afford this for themselves and for their children. Luckily there are a number of subsidized and other options available to help single parents and other low income families cover the costs. This is also something that you don’t want to compromise on so make sure that you consider all of the options that are available.
Something that is available in all states is Medicaid, and if you are eligible for this health insurance plan than you should definitely take advantage of it. Medicaid is not a free health insurance system, but it does provide you and your children with health insurance that comes at a cost that you can afford. There are a number of things you are eligible for under Medicaid, such as in-patient hospitalization, dental care, immunization, and x-ray tests. This is not really the easiest form of health insurance to qualify for, but if you do it is one of the best.
There are not, unfortunately, a lot of option out there for single mothers living in New Jersey who are looking for an affordable way to get from point A to point B. Unfortunately there are simply no affordable transport structures in place. The best advice that we can give is that you make use of the excellent public transport system available in the state.
If you qualify for Medicaid then you may be in luck because in some cases Medicaid offers non-emergency medical transport. This may include things like getting your children to their doctor’s check-ups and making sure that they are able to make it to their dentist’s appointment. However like with all thing related to Medicaid this is not always an easy program to qualify for and you may find that you will struggle to get a response from them when you ask. However it is still well worth trying this avenue and it will make your life considerably easier if you do qualify.
Rent / Housing Assistance
One of the most important things that you can do as a parent is to ensure that your children are properly housed ad that the home that they live in is a safe one that they can run to in times of trouble. It is easier said than done to provide a home for your children, however, especially with the rising costs of both renting and buying homes in the current economic climate. This is why if you inquire with the relevant state departments you will soon find that housing your children needn’t be the nightmare you initially saw it as.
If you are experiencing temporary housing problems that are out of your control and that are leaving you in danger of being evicted from your home, then you should attempt to contact the Homelessness Prevention program as they will provide you with assistance, albeit limited assistance, in order to help you get through that difficult time and back on your way to self-sufficiency. Note that this is definitely NOT something that you can rely on as a permanent solution to your rent problems. If you would like to find out more about the Homelessness Prevention program, please visit the Department of Community Affairs.
Food & Supplies / Nutritional Assistance
The Food Stamp Program
One of the options that you may want to consider if you are looking for affordable ways to provide food for your family is the Food Stamp Program. These days the Food Stamp Program comes in the form of a debit card rather than actual stamps or vouchers. This card is preloaded with the money that you are given to spend on food every month. There are only certain things that may buy, but The Food Stamp Program does aim to provide nutritional food, so you can rest assured that your child will most likely remain healthy.
Women, Infants and Children (WIC)
Another option that is available specifically to single mothers is the Women, Infants and Children (WIC) program. This is a program that is for women with children younger than the age of five, or women who are expecting a child. The aid offered by the Women, Infants and Children (WIC) comes in the form of vouchers that mothers can use to exchange for dairy products or formula in order to ensure that there their small children are receiving the sustenance that they need. If you meet the eligibility requirements then this is something well worth considering.
As a single parent you may feel that your educational goals are something in the distant past that you are now unable to reach. However in the state of New Jersey there are a number of options available to single parents, or anyone else for that matter, who wants to study further and make something of their lives. If you know where to look and what questions to ask you will find all of the options laid out for you neatly. If you are interested in studying further and improving your lot for yourself and your children, read on.
Government Grants for Single Parents in New Jersey
The best place for you to start if you are thinking about studying again is by filling out the FAFSA form and finding out what kinds of grants and scholarships you are eligible for based on the financial and other information you provide on the form. This should always be your first port of call if you are looking for information about how to study further as the FAFSA system is designed to put you in contact with a number of viable options to help you study further. It doesn’t take much time to fill the form out, so why not give it a try today?
Tuition Assistance Grant
One option that you may find is available to you when you fill out FAFSA is the Tuition Assistance Grant. This is a grant that exists to help students in New Jersey cover their tuition costs and is not one that you need to ever repay. It is a needs based program so you will have to prove that you do in fact need the money if you want to qualify for it. This is why you will need to complete the FAFSA form to go further.
New Jersey Scholarships
There are a number of New Jersey Scholarships that you may be eligible for simply if you live in the state of New Jersey. These are scholarships that you will help you cover the costs of getting back to school and that will keep you from having to give up on any dreams that you may have about studying further and reaching your educational as well as your career goals. There is no longer any reason for you to give up on your dreams if you simply take the time to investigate the New Jersey Scholarships available to you.
Robert C. Byrd Honors Scholarship
The Robert C. Byrd Honors Scholarship is available in all states to students who have demonstrated that they have a strong academic ability and that they are able to achieve great things in the academic arena. There are a number of rules governing who qualifies and who doesn’t qualify for this fantastic and extremely helpful scholarship. The rules are as follows:
- Eligible recipients must be top students in their graduating class
- Eligible recipients must have top GPAs and ACT scores
- Qualified recipients must be accepted into a four-year college program anywhere in the United States
Other General Scholarships and Grants
There are a number of single mother grants options available to people living in the state of New Jersey that you may want to consider:
- NJ Stars Program
- Part Time Tuition Aid Grant
- Outstanding Scholar Recruitment Program
- Dana Christmas Scholarship for Heroism
- Edward J. Bloustein Distinguished Scholars Program
- World Trade Center Scholarship Fund
- Law Enforcement Officer Memorial Scholarship Program
You may notice that these are not aimed specifically at single parents. However there is no reason why you should not take advantage of these opportunities if you are eligible for them.
College grants and scholarships
There are a number of schools and colleges that provide scholarships to students who are interested in studying within their walls. If you have a particular school in the state in mind that you would like to study at the first thing you should do is to visit that school and find out what options they have in that regard. A good place to start is by visiting the school’s financial aid department and making some inquiries into what the options are and whether you are in fact eligible for them. This may be the best way for you to study.
Other Grants or Resources Available
The above information is by no means exhaustive. It merely provides an overview of some of the options that are available to single parents who want to change their situation and make their lives better for themselves and for their children. It is important that you research all possible avenues for assistance in your area. Try churches and non-profit organizations to see what structures they have in place. Use the internet to search for programs that aim to help single parents get through the tough of time of raising children by themselves in your area. Don’t give up and remember that you are not alone.
Low Income Home Energy Assistance (LIHEAP)
One of the options that is worth considering is the Low Income Home Energy Assistance (LIHEAP) program which aims to make sure that low income families, such as single parent families, are able to afford the heating and cooling they need to live safely in their homes. Emergency relief in this regard is also available through the Low Income Home Energy Assistance (LIHEAP) program. If you are having trouble in this regard you may as well find out if you are eligible or not. For more information, visit the Department of Community Affairs.
Temporary Assistance for Needy Families (TANF)
One of the options that you may be interested in is the Temporary Assistance for Needy Families (TANF) program which provides monetary assistance to needy families in the form of a debit card that can be used to purchase various household items and food. This is, as the name implies, a temporary program and cannot be treated as a final solution to all of your financial problems. After a while this aid will be withdrawn. The aim is to help you over a difficult time while you strive to regain your self-sufficiency once more.