Need Based Grants for Single Mothers

If you are a single mother then you may want to spend a bit of time looking into the various need based grants for single mothers that are on offer. There are also need based grants for single parents in general that are available so single fathers can benefit as well.

These are education grants that will allow you to study further. Studying further will obviously improve your standing in life, but more importantly it will have a variety of positive effects on your children so it is well worth your time and effort to at least look into it.

Education grants

There are more than a hundred college need based grants for single mothers that you haven’t heard of. Although these are not specifically aimed at single mothers there is no reason why single mothers or single parents in general cannot benefit from them. Need based grants for single parents can be applied for at FAFSA. Once you have applied you may be eligible for a Pell Grant, one of the most common types of need based grants. Other need based grants for single parents are:

  • The Academic Competitiveness Grant
  • The SMART Grant
  • Federal Supplemental Education Opportunity Grants
  • State Grants for Single Mothers
  • Raise the Nation’s Loan Repayment Grants for Single Mothers

Several other education grants for single mothers are also available although they are not related specifically to a financial need that you may have. They are worth considering, however, and they fall into the following categories:

  • Merit-Based and Need
  • Federal Study Abroad Grants
  • State Sponsored Grants
  • Private Grants and Scholarships for Single Mothers
  • Grants directly from the college or university you are interested in
  • Profession-Specific
  • Grants for minorities
  • Grants for women
  • Grants for the disabled
  • Non-traditional grants
  • Grants for Students with Severe Medical Conditions/Diseases
  • Unique Grant Programs

More information about each of these can be found easily at the above mentioned website.

Tips for getting college need based grants for single mothers

There are three main tips that you should keep in mind when it comes to looking for need based grants:

  • Keep your grades high even if you are applying for a need based grants. Merit plays a role even if it is a subtle and unintentional one in all grant applications.
  • Make sure that you don’t miss any need based grants for single parents. There are always new ones on offer and it is important that you are constantly on the lookout so that you don’t lose out on a great opportunity to study further in life.
  • If the grant requires you to write an essay to apply, try to get someone to review it for you. This can be a friend with knowledge in the area or a professor. This will help you to ensure that the essay you end up submitting is of the best quality possible.

Finding government need based grants

There are a few basic steps that you can follow when looking for these grants:

Step 1

The first thing that you will have to do is have a clear idea of what kind of government need based grants for single mothers you are interested in applying for. For a comprehensive list of all of the grants that are available refer to the website mentioned in the first section of this article. There is no point in applying for need based grants for single parents unless you know what you want to apply for. It is important to remember that not everyone is successful when it comes to qualifying for a needs based grant. There are quite strict rules about what constitutes a ‘need’ and what doesn’t. However it is important that you remember that there are other grants that you can benefit from other than these grants, and these grants are also all mentioned at the website referred to in the first part of this article. If it is decided that your need isn’t great enough, don’t give up because there are other options.

Step 2

The next thing that you should do is to start an online search. This is very easy to do. You can either:

  • Simply type “need based grants for single mothers” into your search engine, OR
  • Go to a specific website where you will be able to find comprehensive information about these grants

Whichever method you choose, online is definitely the best place to start, no questions asked.
However you do need to be careful about using the Internet as your primary source of information about grants. The Internet is the favorite place for scammers to catch new prey. Never pay money or give your credit card details for information about need based grants for single parents. Genuine grants will never ask this of you. So, although the Internet is a fantastic resource in this regard, do not rely on all the information you gather and do not take everything as given fact.

Another thing you should do is shop around. The Internet is limitless so make sure that you are aware of all of your options before making your final decision.

Step 3

Once you have found the perfect grant for you, you will then need to apply for it. If you have found the grant online then there will most likely be an online application form available. Make sure that you know had of time what documentation is needed for these grants. You don’t want to waste time by not handing in the correct documentation right from the beginning. Do a little research so you know what is expected of you before actually taking the final step and applying for the need based grant for single mothers.

If your application is denied, don’t give up. There are still many other options out there that you can make use of if you want to study further and improve your situation for you and your children. Don’t let a rejection get you down. The fact that you are rejected does not reflect on you at all in any meaningful way. All it means is that you are not quite as poor as you initially thought you were. Apply for the next grant and the next grant until you are given a grant that suits all of your needs.

Other Grants

Apart from educational need based grants there are also a number of other areas where need based grants for single parents can be awarded.

Childcare

One area where single mothers may struggle just a little bit is in finding adequate childcare for their children while they work. As a single mother working is unavoidable if you are to provide enough food and so on for your family. This raises the question of what will happen to your children if you are not able to be around all the time. Luckily there are need-based grants for single mothers in the form of childcare subsidies. These subsidies are offered in most states, and you will have to research yourself into the specific benefits that you can get in your state. The way the subsidies work is that you will still be responsible for part of the childcare payments while the government covers the rest. This allows you to provide your children with only the best in childcare.

Medical insurance

There are a number of options available to single mothers looking for ways in which to ensure that they and their children are well cared for medically speaking:

  • Medicaid: Medicaid is a form of subsidized health insurance that is available in all areas across the country and is designed to ensure that low income families have access to appropriate health insurance coverage.
  • Other options: Because Medicaid can be very difficult to qualify for most states offer alternative options to this.

There are several need based grants that are related directly to health insurance, but these differ from state to state so you will have to do your own research on the mater.
The health of your child is not something that you want to compromise on, obviously, but you also need to remember to look after yourself as well so that you can be a successful caregiver.

Food

There are of course a number of these grants that come in the form of food assistance. Food is one of the basics that you need to provide for your children and, let’s not forget, yourself. Many states support the Supplemental Nutrition Assistance Programs, or SNAP. This is food assistance n the form of a debit card that can be sued to buy healthy and nutritious food at participating stores. There is also the option of investigating food banks in your area as a lot of food can be found and a lot of money can be saved by single parents who go to food banks instead f buying all of their food from the store. These kinds of need based grants for single parents are available in all states provided you are willing to take the time and energy needed to look for them.

Housing

Housing grants are also available in the form of subsidies from the government that will allow you to not only find a suitable and safe home for your children but also to keep that home as assistance can also extend to helping you pay the bond, mortgage or rent. Some programs available in this regard are:

  • The Section 8 Housing Program
  • The Housing Choice Voucher Program

Providing a decent home for you and your children is one of the most important things that you will ever need to do as a single parent, so it is important to look into these grants that are available in this regard. There are more options available out there than you may think and all it takes is a little extra effort on your part to find what you need.

Be careful of grant scams

When you are on the lookout for need based grants for single mothers you also need to be aware that not all of the options that come your way are going to be legitimate. There are plenty of people out there willing to take advantage of your intention to study further by getting one of the many need based grants. A clue that a grant opportunity is not legitimate is if you are asked to pay money. No genuine grant will require you to pay a fee of any kind up front, especially not for the right to give you information about the grant itself. As soon as you give your banking details out to a company or anyone else you are opening yourself up for fraud and you may end up losing a lot more money than you initially intended. Before committing to a grant do some thorough research about it. Try to stick to the better known grants as these are likely to be more reliable in the long term and more likely to offer genuine results at the end of the day.

The above information should be more enough to adequately equip you in your hunt for need based grants for single mothers. There are quite a few options out there, probably more than you initially thought there were, and it is well worth your time and effort looking into them. the greater your need the more likely you are to be given a grant that will allow you to go on to study further and to create a better situation for yourself as well as for your child or children to live in.