There are a large number of concerns on the minds of single parents. One of the more pressing concerns is how they are to ensure that their children are well taken care of while they are at work. And, as a single parent, you have to work.
Quality childcare is hard to afford, especially in the current economic climate, and it can be just as difficult to find a friend or family member to watch your children regularly. In Kentucky there are, however, several measures in place to ensure that your child is well cared for while you work to support your family.
Child Care Assistance Program (CCAP)
One way to try and get subsidies to help you to pay for child care services is through the Child Care Assistance Program (CCAP). This program offers subsidies to eligible parents to help them cover the costs of ensuring that their children are appropriately taken care of while they are at work. In order to be eligible the child who is being cared for has to reside in Kentucky. The salary of the parent of the child and the net income of the household where the child lives should not exceed more than 150% of the poverty level.
One of the biggest concerns on the minds of single parents is how to make sure that their child or children receive adequate healthcare treatment. Health insurance plans are not what you would call affordable and it may seem at times that there is no hope. However there are a number of options available in Kentucky for single parents looking for a way to make sure that their children receive the healthcare that they need. This is something that you simply cannot compromise on. It is important that you do your research into all of the options available for your child.
For parents interested in finding subsidized medical insurance for themselves and their children there are a number of options open. For example there is the well known medical insurance plan Medicaid. There are a lot of people who are using Medicaid to cover their children’s health care costs. With Medicaid your child gets in-patient hospitalization, dental care, immunization, and x-ray tests as well as a few other types of kinds of care. You may have heard that Medicaid is quite difficult to qualify for. You have to fall into a certain income bracket and you must meet a number of rather stringent requirements. However it is still well worth your while to find out more and to see of you and your family do in fact qualify for this medical insurance option.
Kentucky Children’s Health Insurance Program (KCHIP)
Many people are not eligible for Medicaid but are nevertheless unable to pay for health care costs themselves or to get private health insurance. If this is the situation that you find yourself in then you need to consider looking into the Kentucky Children’s Health Insurance Program (KCHIP) in order to make sure that your child at the very least is covered for his or her health care costs. The Kentucky Children’s Health Insurance Program (KCHIP) is provided by the government to ensure children 18 or younger.
One of the problems that single parents have to deal with that may not seem as obvious as some of the others is the issue of organizing transport for you and your children. Transport costs are quite high and there are not really a lot of options out there in terms of subsidized transport assistance. One of the things you could consider is using public transport. This will help you to, at the very least, cut down on the cost of your transport. There is a very good system in place in Kentucky in terms of public transport and if you are clever and examine all of the public transport options carefully you will find a way to travel at a low cost.
If you qualify for Medicaid then there may be another way for you to get transport, at least for medical situations. With Medicaid some people are eligible for non-emergency medical transport. Like with all things related to Medicaid it is not necessarily easily to qualify for this, however. However the worst they can do is say that the program is not available or that you are not eligible for the non-emergency medical transport option. And, if you are eligible, you will be in a much more comfortable situation. So the benefits outweigh the risks enormously. Give it a try.
Rent / Housing Assistance
There are a lot of demands on the limited resources of single parents and one of the more important ones that you cannot afford to compromise on is related to housing. Finding a good and safe home for your children is an absolutely essential part of being an effective parent. However homes are expensive to rent as well as buy in the current economic climate. There are many obstacles in the way of single mothers who want to find a good home for their children. However in Kentucky there are a number of measures in place to help single parents afford good homes.
Food & Supplies / Nutritional Assistance
Providing your child with enough food can sometimes be a bit of a challenge. As a single parent there are a lot of demands on your resources and you may not always be able to put food on the table. Or perhaps what you are struggling with is getting your hands on nutritious food. Remember that your child needs good nutrition if he or she is to be healthy and fit to go forward in life. Bad nutrition is linked with bad health. Fortunately there are a number of programs available in Kentucky that you can make use of to get food.
Women, Infants and Children (WIC)
One of your options in this regard is contacting the Women, Infants and Children (WIC) organization. This organization aims to provide children form needy families with food. This means that you, as a cash-strapped single parent, stand a fairly good chance of being eligible to receive aid form Women, Infants and Children (WIC). When you make use of the services of Women, Infants and Children (WIC) you will also be assured that your children are receiving food that has high nutritional value and that is definitely good for them.
Food Benefit Program
One of the options that are available in Kentucky is the Food Benefit Program. This is a great program designed to help families who are struggling to make ends meet get the food they need to keep on going. This program is also aimed at making sure that your children as well as you receive the appropriate nutrition needed to fight off illnesses and stay healthy. With the Food Benefit Program you will be eligible to buy highly nutritious foods from your local grocery stores and this will help you and your family get by.
Kentucky Food Bank
If you are looking for good food at affordable prices in Kentucky then you need to make use of the Kentucky Food Bank. This is a great resource for food that comes at affordable prices. There is no reason why you shouldn’t try and take advantage of the Kentucky Food Bank as there are many people and families that have been saved by this resource. It can’t hurt to find out more and perhaps even visit a food bank to see what it is like.
Studying further is a fantastic aim for anyone to strive towards. As a single parent you may feel that there are so many limitations placed on your life that you will never be able to study for the qualifications that you desire. Stop thinking that way at once! In Kentucky as well as in many other states there are a number of scholarships and grants for single parents who want to study further can take advantage of. These can be found by a few simple click of the mouse. Studying further will improve your situation and there are means out there to help you achieve this.
Government Grants for Single Parents in Kentucky
Step number one when looking for financial aid for single mothers with your studies is to contact FAFSA and fill out the application form. This form can be found at http://www.fafsa.com. Once you have filled the form out you will be provided with information regarding your eligibility for certain grants and scholarships that can be used to help you fund your studies. It is well worth your while to try. The worst that could happen is that they turn your application down. At least you would have tried! And remember that there are other options out there as well.
Scholarship and Grant Programs
There are many scholarships available in Kentucky for a wide range of people who are hoping to have the opportunity to study further. Many of these grants and scholarships are not specifically aimed at single parents and consequently you may not have heard of them. However there is absolutely no need why you as a single parent cannot try and take advantage of some of the general grants and scholarships that are offered in Kentucky. Some of the options are listed below, but please note that there are a lot more out there for you to find.
- Kentucky Tuition Grant
- The Kentucky Educational Excellence Scholarship
- Grants offered through the College Access Program
- The Robert C. Byrd Honors Scholarship
Specialized Studies Scholarships and Grants
In Kentucky, just like in many other states across the country, there are shortages in some of the most vital occupations. These include teaching and some of the medical fields. This means that if you look hard enough there are a number of grant and scholarship programs available to people willing to study in these areas and become experts in the field.
- KHEEA Teacher Scholarship
- Early Childhood Education Scholarship
- Osteopathic Medicine Scholarship
College grants and scholarships
If you have a particular school or college in mind then you may want to visit the financial aid office of that school to see if they offer any grant or scholarship programs. There are many schools that do this. Some of their financial assistance will be needs-based, while other types of assistance will be merit-based. Whatever the parameters of the financial assistance they offer is you should definitely take the time to ask. The worst that they can do is say that they don’t have a program or that you are not eligible for it. But you must try.
Other Grants or Resources Available
The above information is by no means exhaustive. It merely provides an overview of some of the options that are available to single parents who want to change their situation and make their lives better for themselves and for their children. It is important that you research all possible avenues for assistance in your area. Try churches and non-profit organizations to see what structures they have in place. Use the internet to search for programs that aim to help single parents get through the tough of time of raising children by themselves in your area. Don’t give up and remember that you are not alone.
Temporary Assistance for Needy Families
There are a number of options out there for people who are seeking some monetary assistance to get them through a difficult time. For instance you could try getting involved with the Temporary Assistance for Needy Families program. This is only a temporary answer to your problems, however, as there is a time limit on how long you make use of this financial aid. The aim is to give you the time you need to get back on your feet and become self-sufficient. You get a debit card which can be spent in certain places on certain things.