As a single parent there are a lot of demands on your time. You carry the responsibilities of the entire household on your shoulders. There are plenty of costs. Hence, you must go to work every day. But what about your children that are too young to go to school? Who is caring for them?
We know that it is not always easy to find a reliable and trustworthy sitter for your children on a regular basis. We also know that sending your child to a day care facility is expensive. Therefore there are a number of measured in place in Indiana to ensure that your child is properly taken care of.
Child Care Development Fund of Indiana (CCDF)
The Child Care Development Fund of Indiana (CCDF) aims to help single parents pay for childcare services and to make sure that as many children in Indiana have access to quality childcare as possible. This is one great way in which you can help your child. To find out more information about this you must contact your local agent. To find out who exactly your local intake agent is, visit the Family and Social Services Administration.
As a parent you are well aware that the health of your child is one of the most important things that you have to keep in mind. This is not something that you can afford to compromise on. It is absolutely essential that your child receives quality healthcare coverage for general check-ups as well as for emergency situations. However health insurance is not always something that is easy for a single parent with a lot of other demands on their resources to afford. In Indiana there are however several options open to single parents who are hoping to find an affordable way to make sure their child is covered in terms of health related costs.
There are several subsidized health insurance packages available out there to help single mothers who are unable to afford private health insurance. One of the more well known of these health care plans is Medicaid. However it must be noted that the requirements for being eligible for Medicaid help are very stringent indeed and you may struggle to qualify. The requirements also differ from state to state. However this should be your first stop when looking for health insurance that covers your child. With Medicaid your child will get in-patient hospitalization, dental care, immunization, and x-ray tests. There are other options if you don’t qualify.
There are a lot of costs that a single parent has to worry about, one of which is the cost of transport. This may seem as a far less pressing concern then those caused by food and health care difficulties, but it is nevertheless one that you have to worry about. To support your family you will have to go to work, and you’ll need transport to get there. Your children need to get to school and other activities as well. There are not many transport measures in place, but one thing you could consider doing is reducing your transport costs by using public transport as often as possible. There is a great public transport system available in Indiana which is well worth looking into.
Surprisingly if you qualify for Medicaid then you may also qualify for non-emergency medical transport form Medicaid. This is something that is well worth considering if you are a Medicaid policy holder. However as with all things related to Medicaid this can be quite difficult to qualify. Don’t let this put you off. You should still definitely inquire with Medicaid about his service. It may well be the answer to all of your problems regarding medical transport and you won’t lose anything by making a phone call to find out more and to find out whether or not you qualify for the service.
Rent / Housing Assistance
It is very important that you do everything in your power to make sure that your children have a home to grow up in that is healthy and that is safe. In addition it must be able to adequately protect them from the elements and keep them warm in winter. In the current economic climate it is not always easy to either rent or buy a home. There are just too many costs to consider and there are already too many demands on the limited resources of the single parent. In Indiana there are several systems in place to assist with this.
Housing Choice Voucher Program
If you are looking for a way to cover your rent or to buy a house then you may be interested in finding out more about the Housing Choice Voucher program. This is a program that helps single parents and other low income families to cover their rent and find a home. However it must be noted that the assistance that you receive form the Housing Choice Voucher program is designed to be temporary. For example you may be helped with three months rent while you look for another job that will allow you to become self-sufficient again. Basically a subsidy is paid directly to your landlord on your behalf so that you will not have to make the full payment yourself. It is something well worth considering.
Food & Supplies / Nutritional Assistance
It is important to make sure that your child is getting enough food. Not only that but it is also important to make sure that the food they are getting is providing them with the nutrition they need. Nutritious food is often more expensive and this may make things difficult for single parents who are already strapped for cash. There are a number of systems in place in Indiana for single parents and other low income families to make use of in order to ensure that their children get enough of the right kind of food.
Women, Infants and Children (WIC)
Of the options available to you may want to begin by considering the Women, Infants and Children (WIC) organization where you will be able to gain access to food with which to feed yourself and your children. this organization exists to combat the problem of families who are in financially bad situations going without enough food, it is also part of an initiative to make sure that children and their parents are receiving food that is not only good in terms of quantity but also in quality because the Women, Infants and Children (WIC) sees nutrition as important.
The Food Stamp Program
Another option that you may want to consider in terms of food assistance is the Food Stamp Program. This works on a debit card system whereby you are given a debit card which you are then able to use to pay for certain types of food in certain places. This food is guaranteed of being nutritious and you will be able to rest easy in the knowledge that you now have a way to ensure that there is food on your table.
If you are hoping to improve your chances and make life better for your children by studying further, but feel that this is nothing more than an unattainable dream, think again! There are many options out there for a single mother in Indiana who would like to study further and improve their prospects. You just need to know where to look and be willing to take the time necessary to research and apply for grants and scholarships that are aimed at helping students like single parents reach their educational goals. Your dream can be achieved!
Government Grants for Single Parents in Indiana
If you are hoping to study further and if you would like to know what kind of educational assistance the government of Indiana offers, the best place to start is by going to the FAFSA website and filling out the form that they give you. This can be found at http://www.fafsa.com. Based on the answers that you give to the questions on the form FAFSA will then inform you whether or not you are eligible to apply for federal free grants. This should always be the first thing that you do when looking for financial assistance for your studies.
The State Student Assistance Commission of Indiana (SSACI)
One of the programs that you may be eligible for through FAFSA is the State Student Assistance Commission of Indiana (SSACI) program. This is a program that is specifically aimed at helping single parents to get back on their feet and to makes something of their lives. This program is a great way for you to achieve your educational aims, so the very least you could do is to try and find out more about it. Finding out more information about this program is easy.
Scholarship and Grant Programs in Indiana
Even if these scholarships are not geared specifically at single parents they are still ones that you may be able to qualify for. These are some of the general scholarship and grant programs that are available in Indiana, and all of them are worth looking into if you are really serious about studying further. Here is a list of your options:
- Twenty-first Century Scholars Program
- The Frank O’Bannon Grant (aka The Indiana Higher Education Grant)
- Hoosier Scholarships
- Robert C. Byrd Honors Scholarships
- The Children of Certain Veteran and Public Safety Officer Supplemental Grant Program
Specialized Studies Scholarships and Grants
If you are interested in working in jobs that are seriously undeserved then you may be interested in some of these options here. These fields include things like teaching and nursing where there simply are not enough people employed. This is a beneficial and worthwhile line to get involved in, so it would do little harm to find out more about these scholarships:
College grants and scholarships
If there is a school that you are interested in studying at you should take the time to visit the financial department of the school to see if there is any financial aid offered by that school to their students. There are a number of schools and colleges out there that are willing to get more seats filled by helping students that have financial problems afford tuition. Sometimes these grants are needs based, sometimes they are merit based, but whatever the situation is it is well worth your time to find out what your options are. The worst that could happen is that they will say no.
Other Grants or Resources Available
The above information is by no means exhaustive. It merely provides an overview of some of the options that are available to single parents who want to change their situation and make their lives better for themselves and for their children. It is important that you research all possible avenues for assistance in your area. Try churches and non-profit organizations to see what structures they have in place. Use the internet to search for programs that aim to help single parents get through the tough of time of raising children by themselves in your area. Don’t give up and remember that you are not alone.
Temporary Assistance for Needy Families
Something that you may be able to sue in many financial situations is the Temporary Assistance for Needy Families program which will provide you with monetary assistance. This comes in the form of a debit card with money on it that will be reloaded every month. This money can be spent on the items that have been discussed. Please note that this cannot be your long term plan to survive as this assistance is only TEMPORARY and designed to help families get back on their feet. The point of the Temporary Assistance for Needy Families program is to help families achieve self-sufficiency.